Right now I have most of my money in savings and checking accounts. What good does that do? Not too much. However, I did open up an ING Direct account and the interest that my savings earns with them is very respectable in comparison to what you could get anywhere else. The next place that I have money is invested in stocks...which, as you can tell with the current market, has not been going so well. So, that's where I am at right now. Does not look very well. My money is not working very hard for me. I plan on getting into the Forex Market soon and therefore further diversifying my portfolio even further. Then eventually I want to get into Real Estate and other types of investments. So, basically this post is of the beginning and I can only see my employees growing and diversifying from here!